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| Be Insured While You Are On The Go | June 5, 2008, 5:57 am | visits: 71 | wordcount: 555
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By Jon Caldwell
Travelers are advised that travel insurance they purchase may not cover any injuries or accidents that have been caused by alcohol related activities such as driving while under influence and other such accidents. British travelers love beer and they drink a lot of it, even on some seemingly benign activities which could have them driving or traveling under the influence. The rise of incidents of such accidents have risen due to the fact that the UK public are now going more frequently on trips abroad and locally as opposed to the trends a few years back. So stay off the booze and keep safe, the life you may save might just be your own.
This is where most of the will cover and will not cover discussions are located and as we have stated, anything that is on your policy should be reviewed with great caution. Like all insurance policies, they vary from provider to provider and so does the amounts they entail. One package from a provider may have different exclusions ands inclusions as they are as different as the places they are offered. Most will have a clause that indicates "financial default" which means they are free of liability if and when they declare bankruptcy. These along with some other seemingly interesting clauses, such as non-coverage if you fail to declare going or engaging in hazardous activities (skiing, cross-country, surfing and other sports on land and in the water which they may deem to be hazardous) may deem your travel insurance void and non-applicable. So do read the fine print and understand them before signing anything so you get to enjoy your vacation, even if it all doesn't go as planned.
The travel insurance industry is delighted to announce that the amount of British travelers has increased a lot as more and more people prefer to go on short vacations abroad. Profits are marginal due to competition which is good for travelers for they get to pay competitive prices from the myriad of providers who offer the service. The rising expatriate market is fueling industry's growth, which now prefers to take several short breaks fro their hectic lives as opposed to yearly ones. This is also due tot he many connections brought about by businesses who have Brit's associated with people from all over the world. On business trips or whatever form of travel they engage in, it gives them a taste of the luxury and beauty of foreign lands. The industry hopes the surge maintains its growth as the government places checks and balances in place to regulate the industry due to more cases of disputes when claims are filed.
There are certain travel agents who would indeed try to sneak in travel insurance with the costs of your trip or holiday should you be purchasing a bundled package. The ploy has you given the offer for the trip (with insurance included in the small print) and then they themselves asking you for another set of travel insurance policies to cover all the people who are traveling. If you are in quite of a hurry, you might miss the double charges and find out only when you get back home. Such incidents should be reported promptly to the nearest insurance regulatory body for action to be taken to avoid the continuance of such dastardly acts.
Jon Caldwell is a professional content manager. Much of his articles can be found at http://basictravelinsurance.net
Source:www.isnare.com | |
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